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	<title>Residences Manila &#187; Makati</title>
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	<link>http://www.residencesmanila.com</link>
	<description>Manila Home Buyers &#38; Home Sellers Guide</description>
	<lastBuildDate>Fri, 25 Nov 2011 04:57:37 +0000</lastBuildDate>
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		<title>Rustan&#8217;s Free Session:  Learn Modern-Styled, Italian Themed Decorating</title>
		<link>http://www.residencesmanila.com/2011/06/30/rustans-free-session-learn-modern-styled-italian-themed-decorating/</link>
		<comments>http://www.residencesmanila.com/2011/06/30/rustans-free-session-learn-modern-styled-italian-themed-decorating/#comments</comments>
		<pubDate>Wed, 29 Jun 2011 16:59:47 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Articles & Advice]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Makati]]></category>
		<category><![CDATA[celebrity-style decorating]]></category>
		<category><![CDATA[home buyer's guide]]></category>
		<category><![CDATA[home decorating]]></category>
		<category><![CDATA[Home sellers guide]]></category>
		<category><![CDATA[Rustan's Department Store]]></category>
		<category><![CDATA[special events at Rustan's]]></category>

		<guid isPermaLink="false">http://www.residencesmanila.com/?p=417</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2011/06/30/rustans-free-session-learn-modern-styled-italian-themed-decorating/"><img align="left" hspace="5" width="195" height="110" src="http://www.residencesmanila.com/wp-content/uploads/2011/06/Italian-Themed-Decorating-195x110.jpg" class="alignleft tfe wp-post-image" alt="Italian Themed Decorating" title="Italian Themed Decorating" /></a>Have you always wanted to have those chic Italian-style interiors and furniture but don't quite know how to keep it from making your home look stuffy and old-fashioned? Spare some time on June 30, 2011 to attend this free home-decorating event at Rustan's Makati, in conjunction with their "Belle Patria"  Italian Festival 2011, and featuring Ms. Daphne Osena Paez and her new furniture collection.]]></description>
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		<title>Manila Christmas Bazaars 2010</title>
		<link>http://www.residencesmanila.com/2010/12/07/manila-christmas-bazaars-2010/</link>
		<comments>http://www.residencesmanila.com/2010/12/07/manila-christmas-bazaars-2010/#comments</comments>
		<pubDate>Tue, 07 Dec 2010 14:43:24 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Alabang]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[Fort Bonifacio Global City]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Makati]]></category>
		<category><![CDATA[Manila Bazaar sites]]></category>
		<category><![CDATA[Manila Christmas Bazaars]]></category>
		<category><![CDATA[Manila Christmas events]]></category>

		<guid isPermaLink="false">http://www.residencesmanila.com/?p=389</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2010/12/07/manila-christmas-bazaars-2010/"><img align="left" hspace="5" width="195" height="110" src="http://www.residencesmanila.com/wp-content/plugins/thumbnail-for-excerpts/tfe_no_thumb.png" class="alignleft wp-post-image tfe" alt="" title="" /></a>It&#8217;s Christmas shopping season! Those who love not only getting a bargain but finding good gift choices round Alabang, Bonifacio Global City, Makati all the way to Cainta, Rizal should check out these last few  Holiday Bazaars in Manila.  Don&#8217;t be caught in the Christmas mall rush&#8211;especially if you don&#8217;t like the long, long lines [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Why is Valero Grand Suites, Makati a good risk for the condo investor?</title>
		<link>http://www.residencesmanila.com/2010/10/15/why-is-valero-grand-suites-makati-a-good-risk-for-the-condo-investor/</link>
		<comments>http://www.residencesmanila.com/2010/10/15/why-is-valero-grand-suites-makati-a-good-risk-for-the-condo-investor/#comments</comments>
		<pubDate>Thu, 14 Oct 2010 23:55:36 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Articles & Advice]]></category>
		<category><![CDATA[Best Neighborhoods in Manila]]></category>
		<category><![CDATA[Best-in-Class]]></category>
		<category><![CDATA[Buying]]></category>
		<category><![CDATA[Makati]]></category>
		<category><![CDATA[Philippine Real Estate Guide]]></category>
		<category><![CDATA[Project Reviews]]></category>
		<category><![CDATA[business hotels suites for sale]]></category>
		<category><![CDATA[condo for sale]]></category>
		<category><![CDATA[condos for sale]]></category>
		<category><![CDATA[Makati City]]></category>
		<category><![CDATA[Makati hotel condos]]></category>
		<category><![CDATA[Philippine real estate]]></category>
		<category><![CDATA[pre-selling condominiums]]></category>
		<category><![CDATA[Salcedo Village]]></category>
		<category><![CDATA[Valero Grand Suites]]></category>

		<guid isPermaLink="false">http://residencesmanila.com/?p=255</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2010/10/15/why-is-valero-grand-suites-makati-a-good-risk-for-the-condo-investor/"><img align="left" hspace="5" width="195" height="110" src="http://www.residencesmanila.com/wp-content/uploads/2010/05/valero-grand-suites_lobby_lbl-195x110.jpg" class="alignleft tfe wp-post-image" alt="Valero Grand Suites_lobby_lbl" title="Valero Grand Suites_lobby_lbl" /></a>Valero Grand Suites Makati offers the Global Pinoy and expatriate investors three key  advantages : excellent location, great price-to-size value, and international hotel management to ensure a sound return on investment. ]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Conti&#8217;s:  A Comfy Space for Good Treats</title>
		<link>http://www.residencesmanila.com/2010/09/09/contis-a-comfy-space-for-good-treats/</link>
		<comments>http://www.residencesmanila.com/2010/09/09/contis-a-comfy-space-for-good-treats/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 20:22:27 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Alabang]]></category>
		<category><![CDATA[Articles & Advice]]></category>
		<category><![CDATA[Home Search]]></category>
		<category><![CDATA[Makati]]></category>
		<category><![CDATA[Malls and Restaurants]]></category>
		<category><![CDATA[family restaurant]]></category>
		<category><![CDATA[Manila]]></category>
		<category><![CDATA[Philippines]]></category>
		<category><![CDATA[Philippines real estate]]></category>
		<category><![CDATA[restaurant]]></category>

		<guid isPermaLink="false">http://residencesmanila.com/?p=52</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2010/09/09/contis-a-comfy-space-for-good-treats/"><img align="left" hspace="5" width="195" height="110" src="http://www.residencesmanila.com/wp-content/uploads/2009/07/mangobravo-195x110.jpg" class="alignleft tfe wp-post-image" alt="Yummy, yummy Mango Bravo!" title="mangobravo" /></a>Whenever we look at communities to settle into round Metro Manila, we always eyeball the restos, stores and mall life nearest it.  And here's one place that makes one feel right at home.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>After Basyang: Thinking of Selling Your House?</title>
		<link>http://www.residencesmanila.com/2010/07/21/after-basyang-thinking-of-selling-your-house/</link>
		<comments>http://www.residencesmanila.com/2010/07/21/after-basyang-thinking-of-selling-your-house/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 03:50:04 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Alabang]]></category>
		<category><![CDATA[Articles & Advice]]></category>
		<category><![CDATA[Buying]]></category>
		<category><![CDATA[Fort Bonifacio Global City]]></category>
		<category><![CDATA[Home Search]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Legaspi Village, Makati]]></category>
		<category><![CDATA[Makati]]></category>
		<category><![CDATA[Moving]]></category>
		<category><![CDATA[Philippine Real Estate Guide]]></category>
		<category><![CDATA[Rockwell]]></category>
		<category><![CDATA[Salcedo Village, Makati]]></category>
		<category><![CDATA[Selling]]></category>
		<category><![CDATA[Finding a Home]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[first time home sellers]]></category>
		<category><![CDATA[home selling]]></category>
		<category><![CDATA[Philippine home buyers guide]]></category>
		<category><![CDATA[Philippine home guide]]></category>
		<category><![CDATA[Philippine home sellers]]></category>
		<category><![CDATA[Philippine real estate]]></category>
		<category><![CDATA[Philippine real estate guide]]></category>
		<category><![CDATA[Residences Manila]]></category>

		<guid isPermaLink="false">http://www.residencesmanila.com/?p=323</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2010/07/21/after-basyang-thinking-of-selling-your-house/"><img align="left" hspace="5" width="195" height="110" src="http://www.residencesmanila.com/wp-content/uploads/2010/07/DSC00627-195x110.jpg" class="alignleft tfe wp-post-image" alt="Ayala Alabang after Typhoon Basyang" title="Ayala Alabang after Typhoon Basyang" /></a>If news of yet another typhoon and thoughts of avoiding yet another prospective flood are making you want to move homes, don't rush.  Review your options with the help of these simple guide questions. ]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to sell your house? Reinvent your bathroom</title>
		<link>http://www.residencesmanila.com/2010/05/31/how-to-help-sell-your-house-reinvent-your-bathroom/</link>
		<comments>http://www.residencesmanila.com/2010/05/31/how-to-help-sell-your-house-reinvent-your-bathroom/#comments</comments>
		<pubDate>Sun, 30 May 2010 17:16:34 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Articles & Advice]]></category>
		<category><![CDATA[Best Neighborhoods in Manila]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Makati]]></category>
		<category><![CDATA[Budgets for renovations]]></category>
		<category><![CDATA[first time home sellers]]></category>
		<category><![CDATA[home selling]]></category>
		<category><![CDATA[Philippine home sellers guide]]></category>
		<category><![CDATA[Philippine real estate]]></category>
		<category><![CDATA[Philippine real estate guide]]></category>
		<category><![CDATA[Residences Manila]]></category>

		<guid isPermaLink="false">http://residencesmanila.com/?p=293</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2010/05/31/how-to-help-sell-your-house-reinvent-your-bathroom/"><img align="left" hspace="5" width="195" height="110" src="http://www.residencesmanila.com/wp-content/uploads/2010/05/picadilly-bath-195x110.jpg" class="alignleft tfe wp-post-image" alt="Show condition: a master&#039;s bathroom in a Hillsborough, Alabang house for sale" title="Picadilly bath" /></a>During one of my presentations, a buyer of mine decided to get the house I listed because she felt that it had the best bathrooms among all the re-sale properties I showed her. One of the best investments you can make to help sell your house is to renovate an old, smelly bathroom. If you&#8217;re [...]]]></description>
		<wfw:commentRss>http://www.residencesmanila.com/2010/05/31/how-to-help-sell-your-house-reinvent-your-bathroom/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Put your home in selling shape at any budget</title>
		<link>http://www.residencesmanila.com/2010/05/20/put-your-home-in-selling-shape-at-any-budget/</link>
		<comments>http://www.residencesmanila.com/2010/05/20/put-your-home-in-selling-shape-at-any-budget/#comments</comments>
		<pubDate>Thu, 20 May 2010 07:51:33 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Articles & Advice]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Makati]]></category>
		<category><![CDATA[Budgets for renovations]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[home selling]]></category>
		<category><![CDATA[Maita Siquijor]]></category>
		<category><![CDATA[Philippine real estate]]></category>
		<category><![CDATA[renovation tips]]></category>
		<category><![CDATA[Residences Manila]]></category>

		<guid isPermaLink="false">http://residencesmanila.com/?p=245</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2010/05/20/put-your-home-in-selling-shape-at-any-budget/"><img align="left" hspace="5" width="195" height="110" src="http://www.residencesmanila.com/wp-content/uploads/2008/09/unit_5-a_kitchen_063008-02-195x110.jpg" class="alignleft tfe wp-post-image" alt="Raffles Residences Manila Kitchen" title="Do you want to renovate to get the look of this beautiful kitchen?" /></a>I found an interesting link to getting your home ready to sell at any budget. It&#8217;s a nice slideshow from Kim Hildebrand of RenovateToSell.com,  with bullet points on doing a room makeover from USD 100 to USD 5000.  I recall many homebuyers making decisions to purchase a house based on how they liked the bathrooms [...]]]></description>
		<wfw:commentRss>http://www.residencesmanila.com/2010/05/20/put-your-home-in-selling-shape-at-any-budget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Elevators Can Make or Break Your Condo Choice</title>
		<link>http://www.residencesmanila.com/2009/12/19/how-elevators-can-make-or-break-your-condo-choice/</link>
		<comments>http://www.residencesmanila.com/2009/12/19/how-elevators-can-make-or-break-your-condo-choice/#comments</comments>
		<pubDate>Sat, 19 Dec 2009 08:14:06 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Articles & Advice]]></category>
		<category><![CDATA[Buying]]></category>
		<category><![CDATA[Home Search]]></category>
		<category><![CDATA[Makati]]></category>
		<category><![CDATA[Moving]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[choosing a condominium]]></category>
		<category><![CDATA[choosing a neighborhood]]></category>
		<category><![CDATA[Condominiums for sale]]></category>
		<category><![CDATA[Maita Siquijor]]></category>
		<category><![CDATA[Philippine condominiums]]></category>
		<category><![CDATA[Residences Manila]]></category>

		<guid isPermaLink="false">http://residencesmanila.com/?p=179</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2009/12/19/how-elevators-can-make-or-break-your-condo-choice/"><img align="left" hspace="5" width="195" src="http://www.residencesmanila.com/wp-content/uploads/2009/12/entertainment_soma_facade.jpg?w=200" class="alignleft wp-post-image tfe" alt="" title="Condominiums in the Fort" /></a>The condo elevator may be such a trivial thing to consider when selecting a condo to buy or rent. But  in the past  viewings I&#8217;ve had in the Fort and in Makati, the kind of elevators a condo estate had became an important consideration! Here are my buyers&#8217; and tenants&#8217; concerns, a real eye opener for me: 1)  [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Residences Manila in Review</title>
		<link>http://www.residencesmanila.com/2009/11/21/residences-manila-in-review/</link>
		<comments>http://www.residencesmanila.com/2009/11/21/residences-manila-in-review/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 02:15:35 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Articles & Advice]]></category>
		<category><![CDATA[Makati]]></category>
		<category><![CDATA[Reviving Lux]]></category>

		<guid isPermaLink="false">http://residencesmanila.com/?p=163</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2009/11/21/residences-manila-in-review/"><img align="left" hspace="5" width="195" height="110" src="http://www.residencesmanila.com/wp-content/plugins/thumbnail-for-excerpts/tfe_no_thumb.png" class="alignleft wp-post-image tfe" alt="" title="" /></a>When I recall what AIM professor and problogger extraordinaire Anton Diaz asked me that invigorating September night in class:  &#8221;What&#8217;s your passion?&#8221;, something stirred in me.  I felt the mounting excitement of my vision affirmed by those words. He said it would be hard to deviate from what you&#8217;re passionate about when you blog, for that&#8217;s where [...]]]></description>
		<wfw:commentRss>http://www.residencesmanila.com/2009/11/21/residences-manila-in-review/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First Time Homebuyers Find Opportunity in Current Market</title>
		<link>http://www.residencesmanila.com/2009/07/27/first-time-homebuyers-find-opportunity-in-current-market/</link>
		<comments>http://www.residencesmanila.com/2009/07/27/first-time-homebuyers-find-opportunity-in-current-market/#comments</comments>
		<pubDate>Sun, 26 Jul 2009 18:13:18 +0000</pubDate>
		<dc:creator>Maita Siquijor</dc:creator>
				<category><![CDATA[Articles & Advice]]></category>
		<category><![CDATA[Finding a Realtor]]></category>
		<category><![CDATA[Fort Bonifacio Global City]]></category>
		<category><![CDATA[Legaspi Village, Makati]]></category>
		<category><![CDATA[Makati]]></category>

		<guid isPermaLink="false">http://residencesmanila.com/?p=111</guid>
		<description><![CDATA[<a href="http://www.residencesmanila.com/2009/07/27/first-time-homebuyers-find-opportunity-in-current-market/"><img align="left" hspace="5" width="195" height="110" src="http://www.residencesmanila.com/wp-content/plugins/thumbnail-for-excerpts/tfe_no_thumb.png" class="alignleft wp-post-image tfe" alt="" title="" /></a>Looking for a one-stop-blog to help first time home buyers in the Philippines, I didn&#8217;t find any!  Doing a bit of research, I found this site from Basta Pinoy  with an article by Charles Covalesky, a Title insurance lawyer based in Florida, with info on helping you get your first home.  Yes, it was written for the Florida [...]]]></description>
		<wfw:commentRss>http://www.residencesmanila.com/2009/07/27/first-time-homebuyers-find-opportunity-in-current-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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Start uga_init
Ending uga_init
Start uga_filter: <p></p><p>It&#8217;s Christmas shopping season! Those who love not only getting a bargain but finding good gift choices round Alabang, Bonifacio Global City, Makati  all the way to Cainta, Rizal should check out these last few  Holiday Bazaars in Manila.  Don&#8217;t be caught in the Christmas mall rush&#8211;especially if you don&#8217;t like the long, long lines for the gift wrapping (Have you experienced having to line up just to get your giftwrappers?!? I have.  It&#8217;s a ridiculous decision to line up for one&#8211;I did.  It takes the fun out of shopping).  Shop leisurely, enjoy a good find, and if you&#8217;re lucky, find something unique to give to your loved ones and friends when you visit the unique offerings of these bazaar entrepreneurs.</p>
<p>Remember too that gifts for the home, such as an accent piece, table topper, scented candles or anything to warm and brighten the house are usually &#8216;safe&#8217; and much appreciated items to give to friends and close associates.</p>
<p>Thanks to <a href="http://www.abs-cbnnews.com/lifestyle/11/20/10/bazaarsale-guide-your-christmas-shopping">ABS-CBN for the list</a> of these Bazaars.</p>
<div>
<p><strong>DECEMBER 10</strong></p>
<p><strong>UP Bazaar for All Seasons</strong><br />
Time: 10:00 a.m. to 7:00 p.m.<br />
Venue: UP Bahay ng Alumni, Diliman, Quezon City</p>
<p><strong>DECEMBER 11</strong></p>
<p><strong>Holiday Rush Bazaar</strong><br />
Time: 10:00 a.m. to 9:00 p.m<br />
Venue: Christ the King Parish, Greenmeadows, Quezon City</p>
<p><strong>Nullah Harvest Festival</strong><br />
Time: 11:00 a.m. to 8:00 p.m.<br />
Venue: Nullah, Jupiter Street, Bel Air, Makati City.</p>
<p><strong>UP Bazaar for All Seasons</strong><br />
Time: 10:00 a.m. to 7:00 p.m.<br />
Venue: UP Bahay ng Alumni, Diliman, Quezon City</p>
<p><strong>Santa&#8217;s Christmas Bazaar</strong><br />
Time: 9:00 a.m. to 7:00 p.m.<br />
Venue: La Vista Clubhouse, Katipunan Avenue, Quezon City<br />
<strong><br />
Christmas Countdown Bazaar</strong><br />
Time: 11:00 a.m. to 12:00 a.m.<br />
Venue: A. Venue Mall, Makati Avenue, Makati City</p>
<p><strong>DECEMBER 12</strong></p>
<p><strong>Holiday Rush Bazaar</strong><br />
Time: 10:00 a.m. to 9:00 p.m<br />
Venue: Christ the King Parish, Greenmeadows, Quezon City</p>
<p><strong>Santa&#8217;s Christmas Bazaar</strong><br />
Time: 9:00 a.m. to 7:00 p.m.<br />
Venue: La Vista Clubhouse, Katipunan Avenue, Quezon City</p>
<p><strong>Christmas Countdown Bazaar</strong><br />
Time: 11:00 a.m. to 12:00 a.m.<br />
Venue: A. Venue Mall, Makati Avenue, Makati City</p>
<p><strong>DECEMBER 18</strong><br />
<strong><br />
Christmas Bazaar @ Filinvest East Promenade</strong><br />
Time: 10:00 a.m. to 7:00 p.m.<br />
Venue: Filinvest East Promenade, Marcos Highway, Filinvest East Homes, Cainta, Rizal</p>
<p><strong>DECEMBER 19</strong></p>
<p><strong>Christmas Bazaar @ Filinvest East Promenade</strong><br />
Time: 7:00 a.m. to 7:00 p.m.<br />
Venue: Filinvest East Promenade, Marcos Highway, Filinvest East Homes, Cainta, Rizal</p>
<p>If you have any other Christmas 2010 bazaars that you can recommend round Metro Manila do <a href="mailto:msiquijor@residencesmanila.com">email me</a>, or write it as a comment here.</p>
</div>

Start uga_in_feed
Ending uga_in_feed: 1
Ending uga_filter: <p></p><p>It&#8217;s Christmas shopping season! Those who love not only getting a bargain but finding good gift choices round Alabang, Bonifacio Global City, Makati  all the way to Cainta, Rizal should check out these last few  Holiday Bazaars in Manila.  Don&#8217;t be caught in the Christmas mall rush&#8211;especially if you don&#8217;t like the long, long lines for the gift wrapping (Have you experienced having to line up just to get your giftwrappers?!? I have.  It&#8217;s a ridiculous decision to line up for one&#8211;I did.  It takes the fun out of shopping).  Shop leisurely, enjoy a good find, and if you&#8217;re lucky, find something unique to give to your loved ones and friends when you visit the unique offerings of these bazaar entrepreneurs.</p>
<p>Remember too that gifts for the home, such as an accent piece, table topper, scented candles or anything to warm and brighten the house are usually &#8216;safe&#8217; and much appreciated items to give to friends and close associates.</p>
<p>Thanks to <a href="http://www.abs-cbnnews.com/lifestyle/11/20/10/bazaarsale-guide-your-christmas-shopping">ABS-CBN for the list</a> of these Bazaars.</p>
<div>
<p><strong>DECEMBER 10</strong></p>
<p><strong>UP Bazaar for All Seasons</strong><br />
Time: 10:00 a.m. to 7:00 p.m.<br />
Venue: UP Bahay ng Alumni, Diliman, Quezon City</p>
<p><strong>DECEMBER 11</strong></p>
<p><strong>Holiday Rush Bazaar</strong><br />
Time: 10:00 a.m. to 9:00 p.m<br />
Venue: Christ the King Parish, Greenmeadows, Quezon City</p>
<p><strong>Nullah Harvest Festival</strong><br />
Time: 11:00 a.m. to 8:00 p.m.<br />
Venue: Nullah, Jupiter Street, Bel Air, Makati City.</p>
<p><strong>UP Bazaar for All Seasons</strong><br />
Time: 10:00 a.m. to 7:00 p.m.<br />
Venue: UP Bahay ng Alumni, Diliman, Quezon City</p>
<p><strong>Santa&#8217;s Christmas Bazaar</strong><br />
Time: 9:00 a.m. to 7:00 p.m.<br />
Venue: La Vista Clubhouse, Katipunan Avenue, Quezon City<br />
<strong><br />
Christmas Countdown Bazaar</strong><br />
Time: 11:00 a.m. to 12:00 a.m.<br />
Venue: A. Venue Mall, Makati Avenue, Makati City</p>
<p><strong>DECEMBER 12</strong></p>
<p><strong>Holiday Rush Bazaar</strong><br />
Time: 10:00 a.m. to 9:00 p.m<br />
Venue: Christ the King Parish, Greenmeadows, Quezon City</p>
<p><strong>Santa&#8217;s Christmas Bazaar</strong><br />
Time: 9:00 a.m. to 7:00 p.m.<br />
Venue: La Vista Clubhouse, Katipunan Avenue, Quezon City</p>
<p><strong>Christmas Countdown Bazaar</strong><br />
Time: 11:00 a.m. to 12:00 a.m.<br />
Venue: A. Venue Mall, Makati Avenue, Makati City</p>
<p><strong>DECEMBER 18</strong><br />
<strong><br />
Christmas Bazaar @ Filinvest East Promenade</strong><br />
Time: 10:00 a.m. to 7:00 p.m.<br />
Venue: Filinvest East Promenade, Marcos Highway, Filinvest East Homes, Cainta, Rizal</p>
<p><strong>DECEMBER 19</strong></p>
<p><strong>Christmas Bazaar @ Filinvest East Promenade</strong><br />
Time: 7:00 a.m. to 7:00 p.m.<br />
Venue: Filinvest East Promenade, Marcos Highway, Filinvest East Homes, Cainta, Rizal</p>
<p>If you have any other Christmas 2010 bazaars that you can recommend round Metro Manila do <a href="mailto:msiquijor@residencesmanila.com">email me</a>, or write it as a comment here.</p>
</div>

Start uga_filter: <p></p><div>
<dl>
<dt>During one of my presentations, a buyer of mine decided to get the house I listed because she felt that it had the best bathrooms among all the re-sale properties I showed her.</p>
</dt>
</dl>
</div>
<p>One of the best investments you can make to help sell your house is to renovate an old, smelly bathroom. If you&#8217;re prioritizing your repair budget, then give more thought to improving your master&#8217;s toilet and bath.But if budget is an issue, and you&#8217;d rather not spend that much for renovations, then re-decorating your bathrooms to put it in show condition is absolutely essential.</p>
<p>Think of a buyer who&#8217;s viewing your house for sale for the first time: what do you think will his impression be if your bathroom has a leaky faucet, chipped tiles, clean but dated toilets and sinks,  smells of old soap and shampoo, or old, frayed bathroom mats and towels?  You think he can imagine using that bathroom as soon as he moves in?</p>
<p>If you&#8217;ve been living for at least 10-15 years in Ayala Alabang, Alabang Hills, Dasmarinas Village, or in the more mature Ayala condo estates such as Regency at Salcedo,  One, Two or Three Salcedo Place in Salcedo Village, and in the pricey Apartment Ridge condos along Ayala Avenue such as Ritz or Pacific Plaza, chances are your bathrooms would greatly benefit from a facelift, or a complete renovation. Of all the things you have to overcome, it&#8217;s that &#8216;old, musty smell&#8217; which really makes a house feel old and in need of a lot of repairs.  That translates to watering down their value impression of your house.</p>
<p>Here&#8217;s a video I saw on You Tube on what to look out for if you&#8217;ll undertake a bathroom re-decoration project:<br />
<object width="445" height="364"><param name="movie" value="http://www.youtube.com/v/4SD--l8JsUU&#038;hl=en_US&#038;fs=1&#038;rel=0&#038;border=1"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/4SD--l8JsUU&#038;hl=en_US&#038;fs=1&#038;rel=0&#038;border=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="445" height="364"></embed></object></p>

Start uga_in_feed
Ending uga_in_feed: 1
Ending uga_filter: <p></p><div>
<dl>
<dt>During one of my presentations, a buyer of mine decided to get the house I listed because she felt that it had the best bathrooms among all the re-sale properties I showed her.</p>
</dt>
</dl>
</div>
<p>One of the best investments you can make to help sell your house is to renovate an old, smelly bathroom. If you&#8217;re prioritizing your repair budget, then give more thought to improving your master&#8217;s toilet and bath.But if budget is an issue, and you&#8217;d rather not spend that much for renovations, then re-decorating your bathrooms to put it in show condition is absolutely essential.</p>
<p>Think of a buyer who&#8217;s viewing your house for sale for the first time: what do you think will his impression be if your bathroom has a leaky faucet, chipped tiles, clean but dated toilets and sinks,  smells of old soap and shampoo, or old, frayed bathroom mats and towels?  You think he can imagine using that bathroom as soon as he moves in?</p>
<p>If you&#8217;ve been living for at least 10-15 years in Ayala Alabang, Alabang Hills, Dasmarinas Village, or in the more mature Ayala condo estates such as Regency at Salcedo,  One, Two or Three Salcedo Place in Salcedo Village, and in the pricey Apartment Ridge condos along Ayala Avenue such as Ritz or Pacific Plaza, chances are your bathrooms would greatly benefit from a facelift, or a complete renovation. Of all the things you have to overcome, it&#8217;s that &#8216;old, musty smell&#8217; which really makes a house feel old and in need of a lot of repairs.  That translates to watering down their value impression of your house.</p>
<p>Here&#8217;s a video I saw on You Tube on what to look out for if you&#8217;ll undertake a bathroom re-decoration project:<br />
<object width="445" height="364"><param name="movie" value="http://www.youtube.com/v/4SD--l8JsUU&#038;hl=en_US&#038;fs=1&#038;rel=0&#038;border=1"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/4SD--l8JsUU&#038;hl=en_US&#038;fs=1&#038;rel=0&#038;border=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="445" height="364"></embed></object></p>

Start uga_filter: <p></p><p>I found an interesting link to <a title="How to get your home ready to sell" href="http://realestate.msn.com/slideshow.aspx?cp-documentid=19216437" target="_blank">getting your home ready to sell at any budget</a>.</p>
<p>It&#8217;s a nice slideshow from Kim Hildebrand of <a title="If you must renovate to sell, check this out for some tips!" href="http://www.renovatetosell.com" target="_blank">RenovateToSell.com</a>,  with bullet points on doing a room makeover from USD 100 to USD 5000.  I recall many homebuyers making decisions to purchase a house based on how they liked the bathrooms and the kitchens. Others chose one for bigger-sized rooms; another couple fell in love with  the large, beautiful garden.</p>
<p>Whether its minimizing the house&#8217;s flaws or highlighting its best points, spending some money on renovations and repairs will improve your house&#8217;s chances of selling sooner than later. If you must prioritize  your spending, then see this post on what you can <a href="http://realestate.msn.com/slideshow.aspx?cp-documentid=19216437">do to renovate to sell.</a></p>

Start uga_in_feed
Ending uga_in_feed: 1
Ending uga_filter: <p></p><p>I found an interesting link to <a title="How to get your home ready to sell" href="http://realestate.msn.com/slideshow.aspx?cp-documentid=19216437" target="_blank">getting your home ready to sell at any budget</a>.</p>
<p>It&#8217;s a nice slideshow from Kim Hildebrand of <a title="If you must renovate to sell, check this out for some tips!" href="http://www.renovatetosell.com" target="_blank">RenovateToSell.com</a>,  with bullet points on doing a room makeover from USD 100 to USD 5000.  I recall many homebuyers making decisions to purchase a house based on how they liked the bathrooms and the kitchens. Others chose one for bigger-sized rooms; another couple fell in love with  the large, beautiful garden.</p>
<p>Whether its minimizing the house&#8217;s flaws or highlighting its best points, spending some money on renovations and repairs will improve your house&#8217;s chances of selling sooner than later. If you must prioritize  your spending, then see this post on what you can <a href="http://realestate.msn.com/slideshow.aspx?cp-documentid=19216437">do to renovate to sell.</a></p>

Start uga_filter: <p></p><p><a href="http://www.residencesmanila.com/wp-content/uploads/2009/12/entertainment_soma_facade.jpg"><img class="size-medium wp-image-181 alignleft" title="Condominiums in the Fort" src="http://www.residencesmanila.com/wp-content/uploads/2009/12/entertainment_soma_facade.jpg?w=200" alt="" width="200" height="300" /></a>The condo elevator may be such a trivial thing to consider when selecting a condo to buy or rent.</p>
<p>But  in the past  viewings I&#8217;ve had in the<a href="http://architerra.wordpress.com"> Fort </a>and in Makati, the kind of elevators a condo estate had became an important consideration! Here are my buyers&#8217; and tenants&#8217; concerns, a real eye opener for me:</p>
<p><a href="http://www.residencesmanila.com/wp-content/uploads/2009/12/entertainment_soma_facade.jpg"></a></p>
<p><span id="more-179"></span></p>
<p><strong>1)  How can I bring my furniture all the way up to my unit?  </strong>A client of mine, a surgeon who had a wide china cabinet to move from his Pacific Plaza Tower (PPT) condo, asked me,  &#8221;Does the elevator&#8217;s ceiling open up?&#8221;  He explained that this was how this piece, and other bigger furniture pieces, were brought up.  A shake of the head from the administrator made my client&#8217;s face fall.  The administrator said, &#8220;Sir, no it doesn&#8217;t.  But our other tenants asked the moving company to bring the larger pieces of furniture up through the stairs&#8221;. </p>
<p>I looked at the narrow staircase.  We were going to walk up 10 floors to bring a china cabinet?  &#8220;X&#8221;  this condo. </p>
<p>Elevators without detachable ceilings  are true of the older developments.  Hoisting furniture up the floor thru the balcony window may be an option during a move in (though in most cases, it&#8217;s an expensive one), but it&#8217;s good only if you&#8217;re considering a unit on the lower floors.</p>
<p><strong>2)</strong> <strong>Condominiums with confusing elevator systems.  </strong>Ok, maybe getting used to the system is a solution.  Zoning of elevator floors for faster servicing of residents sounds like a good idea.  But when I took my pretty designer buyer to the Bellagio 1, the elevator zoned for the 28th floor didn&#8217;t go up right away. We had to get off on a floor that wasn&#8217;t even a podium level, then ride the next elevator to the higher floors.  On the way down, the elevator didn&#8217;t go up again to our floor.  It would only go up to a certain floor, then go down again (yes, for the same elevator that took us all the way up to the 28th).  We weren&#8217;t supposed to press the service button several times, otherwise the system won&#8217;t respond.   </p>
<p>As we couldn&#8217;t go down (nor up) right away, the client decided that Bellagio wasn&#8217;t worth her time.  She was just too polished to say so directly. </p>
<p> Maybe Bellagio 1 was still fine-tuning it system, much as they have already turned over most of the units in the building. . . .</p>
<p><strong>3)</strong> <strong>The elevator is too small and narrow.</strong>  The elevator we rode in Ponte Salcedo, Salcedo Village was fresh-smelling, nicely decorated with black-and-white graphic art, clean&#8211;but oh so narrow.  I feel like the riders were intruding in each other&#8217;s personal space.  The units there however are large and spacious, and everything else checks out ok. So if having bigger elevator space is tops in your priority, Ponte Salcedo may not be the best choice for you.</p>
<p><strong>4)</strong>  <strong>Condos that DON&#8217;T have service elevators.</strong>  Is this possible? Yes, again, the older condominiums (round 70&#8242;s era) don&#8217;t have this.  Don&#8217;t expect too much from the vintage condos which though are excellently located, didn&#8217;t have this separation of function.  You can share the elevator with staff workers bringing up the laundry.</p>
<p><strong>5) Condos where the elevator opens up to the unit&#8217;s very own foyer or lobby.</strong>  This is obviously a positive thing.  Talk about privacy and prestige!  The condo opens up right into your own lobby, or right into the unit.  I know that Eurovilla (in Legaspi Village) units are like this. So though the units are older, practical buyers who like larger units go for this building. The Avignon is another one of those old, grand condos whose elevator takes you right into your own lobby! Another doctor-buyer of mine was keen on developments with this very specific feature due to this luxurious little detail not present in the newer and grander condos anywhere in town.</p>
<p>If you wish to know about condo choices, do visit our <a title="Visit for a listing of different condos." href="http://www.architerra.org">main website at Architerra</a>, or our  <a href="http://architerra.wordpress.com">blog</a>.</p>

Start uga_in_feed
Ending uga_in_feed: 1
Ending uga_filter: <p></p><p><a href="http://www.residencesmanila.com/wp-content/uploads/2009/12/entertainment_soma_facade.jpg"><img class="size-medium wp-image-181 alignleft" title="Condominiums in the Fort" src="http://www.residencesmanila.com/wp-content/uploads/2009/12/entertainment_soma_facade.jpg?w=200" alt="" width="200" height="300" /></a>The condo elevator may be such a trivial thing to consider when selecting a condo to buy or rent.</p>
<p>But  in the past  viewings I&#8217;ve had in the<a href="http://architerra.wordpress.com"> Fort </a>and in Makati, the kind of elevators a condo estate had became an important consideration! Here are my buyers&#8217; and tenants&#8217; concerns, a real eye opener for me:</p>
<p><a href="http://www.residencesmanila.com/wp-content/uploads/2009/12/entertainment_soma_facade.jpg"></a></p>
<p><span id="more-179"></span></p>
<p><strong>1)  How can I bring my furniture all the way up to my unit?  </strong>A client of mine, a surgeon who had a wide china cabinet to move from his Pacific Plaza Tower (PPT) condo, asked me,  &#8221;Does the elevator&#8217;s ceiling open up?&#8221;  He explained that this was how this piece, and other bigger furniture pieces, were brought up.  A shake of the head from the administrator made my client&#8217;s face fall.  The administrator said, &#8220;Sir, no it doesn&#8217;t.  But our other tenants asked the moving company to bring the larger pieces of furniture up through the stairs&#8221;. </p>
<p>I looked at the narrow staircase.  We were going to walk up 10 floors to bring a china cabinet?  &#8220;X&#8221;  this condo. </p>
<p>Elevators without detachable ceilings  are true of the older developments.  Hoisting furniture up the floor thru the balcony window may be an option during a move in (though in most cases, it&#8217;s an expensive one), but it&#8217;s good only if you&#8217;re considering a unit on the lower floors.</p>
<p><strong>2)</strong> <strong>Condominiums with confusing elevator systems.  </strong>Ok, maybe getting used to the system is a solution.  Zoning of elevator floors for faster servicing of residents sounds like a good idea.  But when I took my pretty designer buyer to the Bellagio 1, the elevator zoned for the 28th floor didn&#8217;t go up right away. We had to get off on a floor that wasn&#8217;t even a podium level, then ride the next elevator to the higher floors.  On the way down, the elevator didn&#8217;t go up again to our floor.  It would only go up to a certain floor, then go down again (yes, for the same elevator that took us all the way up to the 28th).  We weren&#8217;t supposed to press the service button several times, otherwise the system won&#8217;t respond.   </p>
<p>As we couldn&#8217;t go down (nor up) right away, the client decided that Bellagio wasn&#8217;t worth her time.  She was just too polished to say so directly. </p>
<p> Maybe Bellagio 1 was still fine-tuning it system, much as they have already turned over most of the units in the building. . . .</p>
<p><strong>3)</strong> <strong>The elevator is too small and narrow.</strong>  The elevator we rode in Ponte Salcedo, Salcedo Village was fresh-smelling, nicely decorated with black-and-white graphic art, clean&#8211;but oh so narrow.  I feel like the riders were intruding in each other&#8217;s personal space.  The units there however are large and spacious, and everything else checks out ok. So if having bigger elevator space is tops in your priority, Ponte Salcedo may not be the best choice for you.</p>
<p><strong>4)</strong>  <strong>Condos that DON&#8217;T have service elevators.</strong>  Is this possible? Yes, again, the older condominiums (round 70&#8242;s era) don&#8217;t have this.  Don&#8217;t expect too much from the vintage condos which though are excellently located, didn&#8217;t have this separation of function.  You can share the elevator with staff workers bringing up the laundry.</p>
<p><strong>5) Condos where the elevator opens up to the unit&#8217;s very own foyer or lobby.</strong>  This is obviously a positive thing.  Talk about privacy and prestige!  The condo opens up right into your own lobby, or right into the unit.  I know that Eurovilla (in Legaspi Village) units are like this. So though the units are older, practical buyers who like larger units go for this building. The Avignon is another one of those old, grand condos whose elevator takes you right into your own lobby! Another doctor-buyer of mine was keen on developments with this very specific feature due to this luxurious little detail not present in the newer and grander condos anywhere in town.</p>
<p>If you wish to know about condo choices, do visit our <a title="Visit for a listing of different condos." href="http://www.architerra.org">main website at Architerra</a>, or our  <a href="http://architerra.wordpress.com">blog</a>.</p>

Start uga_filter: <p></p><p>When I recall what AIM professor and problogger extraordinaire <a href="http://www.ourawesomeplanet.com">Anton Diaz</a> asked me that invigorating September night in class:  &#8221;What&#8217;s your passion?&#8221;, something stirred in me.  I felt the mounting excitement of my vision affirmed by those words.</p>
<p>He said it would be hard to deviate from what you&#8217;re passionate about when you blog, for that&#8217;s where your strengths lie. Recalling that moment I decided to do a review of Residences Manila, which I secretly conceived as an experiment for my Maven Secrets problogging class.</p>
<p>The spark of <a href="http://www.residencesmanila.com">Residences Manila</a>  was to blog about the lux and mid-market condo communities in Alabang, Fort Bonifacio Global City, and Makati. I wanted to capture online the snapshots and stories of what it meant to be a condo dweller <em>living in a community.  </em>I winced at listing blogs that described these projects, just like a product. Model units, though pretty and chic, still seemed lifeless and isolated  like mug shots of homes in a lineup. The model units were beginning to look alike.  I wanted to make the home search come alive, create some excitement, make it resonate in the reader&#8217;s mind&#8217;s eye.  I wanted to do it differently online&#8211;yet again.</p>
<p>Traipsing  almost daily among these three territories gave me a real feel of the ins and outs of the estates.  And I enjoyed doing this.  I love going thru Alabang, the Fort, and Makati City.  And it&#8217;s not about shopping, but the experience of the new and unknown.</p>
<p>As a broker who loves aesthetics and imagining what is possible in a unit of space, I could always visualize different looks of condos, in different styles&#8211;no matter how worn or how new the place looked.  And beyond that, how the pulse of the community made that relatively small space a more homey one for its resident.  That was the researcher within me observing colors, spaces, people, movement, pulsating patterns of life around the area. </p>
<p>I must admit though that there are places in these territories that I resonate with more than others. My &#8216;goodness-of-fit&#8217; radar is better in these 3 places. I&#8217;ll stick to that for now.</p>
<p>Somehow, I felt I deviated from the original spirit of this blog.  Some pressure to include listings on houses and first time home buyers  gave it less voice online.  </p>
<p>My stats counter  prove that my viewers do want to see these lux finds and unique apartment listings on Residences Manila.   But they also want to see the life behind and around the four walls of that pretty condo in photos. </p>
<p>So I  return to Residences Manila&#8217;s  original spirit. Expect news  about the condo, the best-in-class estates, the good apartment finds around the Metro.  I will write about the urbanite apartment dweller&#8217;s usually great, sometimes challenging experiences of living in the condo.  There are surely many stories for this, as many as the units and floors for each condo estate!</p>
<p>Do expect to read on how to dress up your residential gem, tips on living, lifestyle and renewal for your home in the sky.  Lux means many things to many people.  But in Residences Manila, <em>lux living</em> means getting the most for your space, making it what you want to be, and living the life that you really want within those four fabulous walls.</p>

Start uga_in_feed
Ending uga_in_feed: 1
Ending uga_filter: <p></p><p>When I recall what AIM professor and problogger extraordinaire <a href="http://www.ourawesomeplanet.com">Anton Diaz</a> asked me that invigorating September night in class:  &#8221;What&#8217;s your passion?&#8221;, something stirred in me.  I felt the mounting excitement of my vision affirmed by those words.</p>
<p>He said it would be hard to deviate from what you&#8217;re passionate about when you blog, for that&#8217;s where your strengths lie. Recalling that moment I decided to do a review of Residences Manila, which I secretly conceived as an experiment for my Maven Secrets problogging class.</p>
<p>The spark of <a href="http://www.residencesmanila.com">Residences Manila</a>  was to blog about the lux and mid-market condo communities in Alabang, Fort Bonifacio Global City, and Makati. I wanted to capture online the snapshots and stories of what it meant to be a condo dweller <em>living in a community.  </em>I winced at listing blogs that described these projects, just like a product. Model units, though pretty and chic, still seemed lifeless and isolated  like mug shots of homes in a lineup. The model units were beginning to look alike.  I wanted to make the home search come alive, create some excitement, make it resonate in the reader&#8217;s mind&#8217;s eye.  I wanted to do it differently online&#8211;yet again.</p>
<p>Traipsing  almost daily among these three territories gave me a real feel of the ins and outs of the estates.  And I enjoyed doing this.  I love going thru Alabang, the Fort, and Makati City.  And it&#8217;s not about shopping, but the experience of the new and unknown.</p>
<p>As a broker who loves aesthetics and imagining what is possible in a unit of space, I could always visualize different looks of condos, in different styles&#8211;no matter how worn or how new the place looked.  And beyond that, how the pulse of the community made that relatively small space a more homey one for its resident.  That was the researcher within me observing colors, spaces, people, movement, pulsating patterns of life around the area. </p>
<p>I must admit though that there are places in these territories that I resonate with more than others. My &#8216;goodness-of-fit&#8217; radar is better in these 3 places. I&#8217;ll stick to that for now.</p>
<p>Somehow, I felt I deviated from the original spirit of this blog.  Some pressure to include listings on houses and first time home buyers  gave it less voice online.  </p>
<p>My stats counter  prove that my viewers do want to see these lux finds and unique apartment listings on Residences Manila.   But they also want to see the life behind and around the four walls of that pretty condo in photos. </p>
<p>So I  return to Residences Manila&#8217;s  original spirit. Expect news  about the condo, the best-in-class estates, the good apartment finds around the Metro.  I will write about the urbanite apartment dweller&#8217;s usually great, sometimes challenging experiences of living in the condo.  There are surely many stories for this, as many as the units and floors for each condo estate!</p>
<p>Do expect to read on how to dress up your residential gem, tips on living, lifestyle and renewal for your home in the sky.  Lux means many things to many people.  But in Residences Manila, <em>lux living</em> means getting the most for your space, making it what you want to be, and living the life that you really want within those four fabulous walls.</p>

Start uga_filter: <p></p><p>Looking for a one-stop-blog to help first time home buyers in the Philippines, I didn&#8217;t find any! </p>
<p>Doing a bit of research, I found this site from <a href="http://www.bastapinoy.com/housing_CK_firsttime_homebuyers_find_opportunities_20080827002.htmhttp://www.bastapinoy.com/housing_CK_firsttime_homebuyers_find_opportunities_20080827002.htmhttp://www.bastapinoy.com/housing_CK_firsttime_homebuyers_find_opportunities_20080827002.htm">Basta Pinoy</a>  with an article by Charles Covalesky, a Title insurance lawyer based in Florida, with info on helping you get your first home.  Yes, it was written for the Florida residential buyer market, but a lot of the advice offered can be applied here.  There are a couple of points which the article cites, which are differently practiced here in the Philippines.  </p>
<p>One, in terms of financing, there is NO PHILIPPINE BANK that will give you an approved loan equal to the house&#8217;s selling price.  That means you must put in some equity, equal to at least 30% if the house is on re-sale.  The only time I&#8217;ve seen this exception is when some customers would agree to  an unscrupulous agent&#8217;s suggestion to pay off the appraiser.  What the appraiser does is to raise the value rating of the house, consequently leading to a higher approved loan value.  In many cases, it&#8217;s enough to cover the entire selling price.  But it doesn&#8217;t reflect the real asset base of the Philippines.  We in the Philippine Association of Realtors Boards (PAREB) discourage Realtors from bribing any official or network partner, as it sets a precedent of dishonesty and bad business advice.</p>
<p>Credit ratings for consumers are only visible to the Philippine banks, unlike in the States you can pay for the service for access to the information. Your bank officer will just tell you that you get a pass&#8217; or &#8216;fail&#8217; rating.   Our loan approval system also relies on specific neighborhood information from referred friends or associates,   in addition to a review of the objective details given by the borrower himself.  That&#8217;s where the Realtor&#8217;s role is important as he acs as mediator between the borrower and the bank if he offers bank loans as a mortgage broker. </p>
<p>Lastly is that though there may be an economic recession round the world, in the Philippines most people I&#8217;ve talked to, sellers and buyers, say that it&#8217;s as if  the country is much less affected than its Western counterparts.  You may also attribute it to the smaller supply of good homes  in your area of choice, which keeps buyers on their toes to look for the best house with the best deal.  But my advice is to aim for a fair price or slightly lower than market price, and grab the good property if you find a house worth negotiating for.  Don&#8217;t wait for the seller/owner to bring the selling price way down.  Every seller, remember, thinks that his house is the best.  He can be less objective about the pricing compared to the next seller.   Good houses in any market sell quickly.</p>

Start uga_in_feed
Ending uga_in_feed: 1
Ending uga_filter: <p></p><p>Looking for a one-stop-blog to help first time home buyers in the Philippines, I didn&#8217;t find any! </p>
<p>Doing a bit of research, I found this site from <a href="http://www.bastapinoy.com/housing_CK_firsttime_homebuyers_find_opportunities_20080827002.htmhttp://www.bastapinoy.com/housing_CK_firsttime_homebuyers_find_opportunities_20080827002.htmhttp://www.bastapinoy.com/housing_CK_firsttime_homebuyers_find_opportunities_20080827002.htm">Basta Pinoy</a>  with an article by Charles Covalesky, a Title insurance lawyer based in Florida, with info on helping you get your first home.  Yes, it was written for the Florida residential buyer market, but a lot of the advice offered can be applied here.  There are a couple of points which the article cites, which are differently practiced here in the Philippines.  </p>
<p>One, in terms of financing, there is NO PHILIPPINE BANK that will give you an approved loan equal to the house&#8217;s selling price.  That means you must put in some equity, equal to at least 30% if the house is on re-sale.  The only time I&#8217;ve seen this exception is when some customers would agree to  an unscrupulous agent&#8217;s suggestion to pay off the appraiser.  What the appraiser does is to raise the value rating of the house, consequently leading to a higher approved loan value.  In many cases, it&#8217;s enough to cover the entire selling price.  But it doesn&#8217;t reflect the real asset base of the Philippines.  We in the Philippine Association of Realtors Boards (PAREB) discourage Realtors from bribing any official or network partner, as it sets a precedent of dishonesty and bad business advice.</p>
<p>Credit ratings for consumers are only visible to the Philippine banks, unlike in the States you can pay for the service for access to the information. Your bank officer will just tell you that you get a pass&#8217; or &#8216;fail&#8217; rating.   Our loan approval system also relies on specific neighborhood information from referred friends or associates,   in addition to a review of the objective details given by the borrower himself.  That&#8217;s where the Realtor&#8217;s role is important as he acs as mediator between the borrower and the bank if he offers bank loans as a mortgage broker. </p>
<p>Lastly is that though there may be an economic recession round the world, in the Philippines most people I&#8217;ve talked to, sellers and buyers, say that it&#8217;s as if  the country is much less affected than its Western counterparts.  You may also attribute it to the smaller supply of good homes  in your area of choice, which keeps buyers on their toes to look for the best house with the best deal.  But my advice is to aim for a fair price or slightly lower than market price, and grab the good property if you find a house worth negotiating for.  Don&#8217;t wait for the seller/owner to bring the selling price way down.  Every seller, remember, thinks that his house is the best.  He can be less objective about the pricing compared to the next seller.   Good houses in any market sell quickly.</p>

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