Philippines real estate Archive

  • 03032010142

    Staging Your House to Attract More Buyers

    Has your house been in the market for sale for some months now, yet you haven’t received any serious or acceptable offers? Or you’ve only had few qualified viewers for it? Repackage your house’s look and feel, increase viewings by using this simple technique.
  • What's the best neighborhood in Manila to raise kids?

    What’s the Best Neighborhood in Metro Manila to Raise Kids?

    What do you think is the best neighborhood in Metro Manila to raise kids? Here are some things to consider.
  • Food and ambiance aplenty at Conti's

    Food and ambiance aplenty at Conti's

    It’s with some pride that I can say that I knew Conti’s Restaurant long before they became ultra-popular. Conti’s started out as Dates and Nuts Restaurant in BF Homes Paranaque way back in the early 80′s. I remember my parents taking us there for dinner after Mass.  It was…
  • Ayala Alabang's Makiling Park

    3 Tips on Finding the Perfect Neighborhood

    As lifted from Architerra, here are tips on finding a neighborhood that meets your needs: 1. Make a list of all of the amenities that are close by in the neighborhood you are considering as your new residence.  Keep in mind what distances and routes…
  • 5 Things To Consider When Buying Your First Home

    5 Things To Consider When Buying Your First Home

    Some sound advice from  Point 2 Homes‘  information archive on buying your first home:   With interest rates relatively stable and special rate discounts available to overseas-based Filipino workers (OFW), many renters are starting to think about purchasing a home of their own. While simple rental cost…
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Has your house been in the market for sale for some months now, yet you haven’t received any serious or acceptable offers? Or you’ve only had few qualified viewers for it? Repackage your house’s look and feel, increase viewings by using this simple technique.

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Has your house been in the market for sale for some months now, yet you haven’t received any serious or acceptable offers? Or you’ve only had few qualified viewers for it? Repackage your house’s look and feel, increase viewings by using this simple technique.

Start uga_filter:

What do you think is the best neighborhood in Metro Manila to raise kids? Here are some things to consider.

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What do you think is the best neighborhood in Metro Manila to raise kids? Here are some things to consider.

Start uga_filter:

It’s with some pride that I can say that I knew Conti’s Restaurant long before they became ultra-popular. Conti’s started out as Dates and Nuts Restaurant in BF Homes Paranaque way back in the early 80′s. I remember my parents taking us there for dinner after Mass.  It was such a treat. 

The diminutive restaurant was a venture-in-the wall of seven 4-seater tables, one cake freezer, and a lot of yummy, home-cooked goodies.  Though their signature baked item was the namesake  Dates and Nuts bar,the most popular item  was their to-die-for Peach Walnut Torte.  With heavenly baked-meringue base topped with an ethereal puffy crown of white cream, bejeweled with shiny peach slices and walnuts, it was truly a most coveted treat that we looked forward to after every meal.  I even recall Sharon Cuneta would bring a then 5-year old KC Concepcion there to take a bite out of the sweet yummies. 

I remember too the Conti sisters–Angie, Carol and a third sister whose name now escapes me–were passionate about their food as they were about ensuring that their catering services enhanced the memorable occasion.  Yes, they do catering, til this day.  My mom got them for my debut bash at home.  I recall that my guests raved about the great dishes–especially the lengua, the baked salmon, the roast beef, the pasta, and of course, the to-die-for dessert table.  And Angie and Carol, with their eternally gracious demeanor,  were there attentive to every detail. I recall too one time Angie explained to me that they try to teach this posture of service to their staff by example.  I believe they’ve succeeded to this day.  The Conti’s waiters are consistently  solicitous and gracious.

After the old logo and image morphed into the now familiar green-and-yellow symbol that is Conti’s, the addition of a food take out service counter in the last 5 years really set off a boom in the business. It’s only in Conti’s outlets wherever I visit–whether in the old BF Homes outlet, Serendra, or Trinoma–that I see queues of people waiting for their turn to grab a box of desserts, order for food for a quick party, or select yummy savory and sweet pies for the daily baon of the kids. Christmas time at Conti’s is like lining up for enrollment in UP or Ateneo.  The now  familiar lines of customers wait for what seems like hours under white tents set up outside the restaurant to place their orders, or claim their pre-ordered dishes.  They’ve also recently opened an outlet in exciting Nuvali, Sta. Rosa, Laguna.  Good that the genteel Southerners will not have to treck all the way to BF or Fort for their heavenly food. 

The draw of Conti’s is on the whole because of their food, but in part because of the resto’s ambiance.  It’s bright, tastefully done, and comfy.  It’s a family restaurant with leather-feel seats, warm white lighting, zen-style common toilets, always-fresh news dailies, fresh flowers on the table, a never-empty glass of water, and of course freshly cooked, piping hot food on trays constantly floating over to a customer’s table.  Food is artfully arranged (though I wish the food portions were a tad bigger like before!).  Definitely a couple of notches higher than a fast food burger or chicken restaurant’s functional interiors. 

Conti’s managed to  evolved into a bakeshop-restaurant whose owners have gotten the food pulse of the upscale, urban Pinoy’s quickening lifestyle.   Food has to be served hot, fast and nutritious.  So when you select dishes from their take-out counter freezers, you’ll see that frozen foods that are simply blast frozen versions of their good ‘ole  menu items.  They also added pates (artichoke dips and chicken liver pate are my FAVORITE) that go well with the crisp, dry bruschetta. Tasty dips, salad dressings, and spreads add savoury counterpoint to the beautifully made sweets: cakes such as Mango Bravo, Strawberry Shortcake, Sans Rival, Mango Creme Cake and the classic Peach Walnut Torte; handy treats such as cheese turnovers, the classic Date bars, lemon squares, brownies, lenguas de gato.  You’ll see party favourites in their brochure, in various permutations of menus:  laing, siomai, roastbeef, rellenong bangus, russian potato salad, lasagna for baking –the list is endless.   As long as the line of people that wait for their turn of a slice of goodness.

So whether you’re throwing an intimate family reunion, just too lazy to cook, or need to bring a gift of goodness to a friend, Conti’s has plenty to offer for food for the stomach, as well as kindness for the soul.

(Note:  This writer wrote the above article review independent of Conti’s invitation.  We do this as a service to our blog readers who are interested to know of good places around the communities that Residences Manila hangs around in).

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It’s with some pride that I can say that I knew Conti’s Restaurant long before they became ultra-popular. Conti’s started out as Dates and Nuts Restaurant in BF Homes Paranaque way back in the early 80′s. I remember my parents taking us there for dinner after Mass.  It was such a treat. 

The diminutive restaurant was a venture-in-the wall of seven 4-seater tables, one cake freezer, and a lot of yummy, home-cooked goodies.  Though their signature baked item was the namesake  Dates and Nuts bar,the most popular item  was their to-die-for Peach Walnut Torte.  With heavenly baked-meringue base topped with an ethereal puffy crown of white cream, bejeweled with shiny peach slices and walnuts, it was truly a most coveted treat that we looked forward to after every meal.  I even recall Sharon Cuneta would bring a then 5-year old KC Concepcion there to take a bite out of the sweet yummies. 

I remember too the Conti sisters–Angie, Carol and a third sister whose name now escapes me–were passionate about their food as they were about ensuring that their catering services enhanced the memorable occasion.  Yes, they do catering, til this day.  My mom got them for my debut bash at home.  I recall that my guests raved about the great dishes–especially the lengua, the baked salmon, the roast beef, the pasta, and of course, the to-die-for dessert table.  And Angie and Carol, with their eternally gracious demeanor,  were there attentive to every detail. I recall too one time Angie explained to me that they try to teach this posture of service to their staff by example.  I believe they’ve succeeded to this day.  The Conti’s waiters are consistently  solicitous and gracious.

After the old logo and image morphed into the now familiar green-and-yellow symbol that is Conti’s, the addition of a food take out service counter in the last 5 years really set off a boom in the business. It’s only in Conti’s outlets wherever I visit–whether in the old BF Homes outlet, Serendra, or Trinoma–that I see queues of people waiting for their turn to grab a box of desserts, order for food for a quick party, or select yummy savory and sweet pies for the daily baon of the kids. Christmas time at Conti’s is like lining up for enrollment in UP or Ateneo.  The now  familiar lines of customers wait for what seems like hours under white tents set up outside the restaurant to place their orders, or claim their pre-ordered dishes.  They’ve also recently opened an outlet in exciting Nuvali, Sta. Rosa, Laguna.  Good that the genteel Southerners will not have to treck all the way to BF or Fort for their heavenly food. 

The draw of Conti’s is on the whole because of their food, but in part because of the resto’s ambiance.  It’s bright, tastefully done, and comfy.  It’s a family restaurant with leather-feel seats, warm white lighting, zen-style common toilets, always-fresh news dailies, fresh flowers on the table, a never-empty glass of water, and of course freshly cooked, piping hot food on trays constantly floating over to a customer’s table.  Food is artfully arranged (though I wish the food portions were a tad bigger like before!).  Definitely a couple of notches higher than a fast food burger or chicken restaurant’s functional interiors. 

Conti’s managed to  evolved into a bakeshop-restaurant whose owners have gotten the food pulse of the upscale, urban Pinoy’s quickening lifestyle.   Food has to be served hot, fast and nutritious.  So when you select dishes from their take-out counter freezers, you’ll see that frozen foods that are simply blast frozen versions of their good ‘ole  menu items.  They also added pates (artichoke dips and chicken liver pate are my FAVORITE) that go well with the crisp, dry bruschetta. Tasty dips, salad dressings, and spreads add savoury counterpoint to the beautifully made sweets: cakes such as Mango Bravo, Strawberry Shortcake, Sans Rival, Mango Creme Cake and the classic Peach Walnut Torte; handy treats such as cheese turnovers, the classic Date bars, lemon squares, brownies, lenguas de gato.  You’ll see party favourites in their brochure, in various permutations of menus:  laing, siomai, roastbeef, rellenong bangus, russian potato salad, lasagna for baking –the list is endless.   As long as the line of people that wait for their turn of a slice of goodness.

So whether you’re throwing an intimate family reunion, just too lazy to cook, or need to bring a gift of goodness to a friend, Conti’s has plenty to offer for food for the stomach, as well as kindness for the soul.

(Note:  This writer wrote the above article review independent of Conti’s invitation.  We do this as a service to our blog readers who are interested to know of good places around the communities that Residences Manila hangs around in).

Start uga_filter:

It’s with some pride that I can say that I knew Conti’s Restaurant long before they became ultra-popular. Conti’s started out as Dates and Nuts Restaurant in BF Homes Paranaque way back in the early 80′s. I remember my parents taking us there for dinner after Mass.  It was…

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It’s with some pride that I can say that I knew Conti’s Restaurant long before they became ultra-popular. Conti’s started out as Dates and Nuts Restaurant in BF Homes Paranaque way back in the early 80′s. I remember my parents taking us there for dinner after Mass.  It was…

Start uga_filter:

As lifted from Architerra, here are tips on finding a neighborhood that meets your needs:

1. Make a list of all of the amenities that are close by in the neighborhood you are considering as your new residence.  Keep in mind what distances and routes to each of these places are acceptable and what are not.

2. Determine what the best features of the neighborhoods are.  This is especially helpful if you are deciding between a few different neighborhoods.

Are there parks nearby?
Is it scenic and visually appealing?
Are there quiet areas, streets, culs de sac?
Are the people friendly in the neighborhood?
Is the neighborhood clean?  Yards, streets, parks?
Are there nice trees and foliage?
Do the lots have large or small yards?
Are there walkways and are they easily accessible?
Is it a safe neighborhood?
What are the market values of the homes in the area?
Are there many houses for sale? How’s the vacancy rate in the condominium?

How ‘s the property management and maintenance?
How long ago was the community developed?
What is the average age of the people in the area?
Are there families with small children in the area?
What is the proximity to schools?
Are there community events or organizations?

A Glimpse of Manila's Best Apartments and Residences
A Glimpse of Manila’s Best Apartments and Residences

One Serendra Fort Bonifacio_Residences Manila

3. Walk around in the neighborhood.  The best way to determine the cleanliness and friendliness of the neighborhood is to walk around in it and meet its residents. In the condominium, try to talk to the front lobby receptionist.  Observe how guards and personnel treat residents.  Determine the friendliness of the tenants by observing those who walk thru the lobby.   

I personally like the following neighborhoods:  Ayala Alabang Village, Bonifacio Global City, and Southbay Gardens in Paranaque.  Do you know of a great condominium or village neighborhood you’d like to recommend? Let us know if you want us to feature it here on Residences Manila.

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'/downloads/', 'track_extensions' => 'gif,jpg,jpeg,bmp,png,pdf,mp3,wav,phps,zip,gz,tar,rar,jar,exe,pps,ppt,xls,doc', 'track_mail_links' => true, 'prefix_mail_links' => '/mailto/', 'debug' => true, 'check_updates' => true, 'version_sent' => '1.6.0', 'advanced_config' => false, ) Ending uga_get_option: internal_domains (www.residencesmanila.com,residencesmanila.com) Checking hostname www.residencesmanila.com Checking hostname residencesmanila.com Ending uga_is_url_internal: Get tracker for external URL Start uga_track_external_url: www.bonifacioglobalcity.ph Start uga_get_option: track_ext_links uga_options: array ( 'internal_domains' => 'www.residencesmanila.com,residencesmanila.com', 'account_id' => 'UA-10079915-3', 'enable_tracker' => true, 'track_adm_pages' => true, 'ignore_users' => true, 'max_user_level' => '8', 'footer_hooked' => true, 'filter_content' => true, 'filter_comments' => true, 'filter_comment_authors' => true, 'track_ext_links' => true, 'prefix_ext_links' => 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Ending uga_filter:

As lifted from Architerra, here are tips on finding a neighborhood that meets your needs:

1. Make a list of all of the amenities that are close by in the neighborhood you are considering as your new residence.  Keep in mind what distances and routes to each of these places are acceptable and what are not.

2. Determine what the best features of the neighborhoods are.  This is especially helpful if you are deciding between a few different neighborhoods.

Are there parks nearby?
Is it scenic and visually appealing?
Are there quiet areas, streets, culs de sac?
Are the people friendly in the neighborhood?
Is the neighborhood clean?  Yards, streets, parks?
Are there nice trees and foliage?
Do the lots have large or small yards?
Are there walkways and are they easily accessible?
Is it a safe neighborhood?
What are the market values of the homes in the area?
Are there many houses for sale? How’s the vacancy rate in the condominium?

How ‘s the property management and maintenance?
How long ago was the community developed?
What is the average age of the people in the area?
Are there families with small children in the area?
What is the proximity to schools?
Are there community events or organizations?

A Glimpse of Manila's Best Apartments and Residences
A Glimpse of Manila’s Best Apartments and Residences

One Serendra Fort Bonifacio_Residences Manila

3. Walk around in the neighborhood.  The best way to determine the cleanliness and friendliness of the neighborhood is to walk around in it and meet its residents. In the condominium, try to talk to the front lobby receptionist.  Observe how guards and personnel treat residents.  Determine the friendliness of the tenants by observing those who walk thru the lobby.   

I personally like the following neighborhoods:  Ayala Alabang Village, Bonifacio Global City, and Southbay Gardens in Paranaque.  Do you know of a great condominium or village neighborhood you’d like to recommend? Let us know if you want us to feature it here on Residences Manila.

Start uga_filter:

As lifted from Architerra, here are tips on finding a neighborhood that meets your needs: 1. Make a list of all of the amenities that are close by in the neighborhood you are considering as your new residence.  Keep in mind what distances and routes…

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As lifted from Architerra, here are tips on finding a neighborhood that meets your needs: 1. Make a list of all of the amenities that are close by in the neighborhood you are considering as your new residence.  Keep in mind what distances and routes…

Start uga_filter:

Some sound advice from  Point 2 Homes‘  information archive on buying your first home:

 
With interest rates relatively stable and special rate discounts available to overseas-based Filipino workers (OFW), many renters are starting to think about purchasing a home of their own. While simple rental cost vs. mortgage cost comparisons can be very attractive, buying a home is a serious commitment, and there are many factors to consider:
1)  How long you plan to live in the home.
Selling a home costs money.  If you potentially may have to move in the short term, the value of your home may not have appreciated enough to cover the costs of buying and selling.

The length of time that it will take to cover those costs depends on various economic factors. Average appreciation tends to sit at around 5% per year. In this case, you should plan to stay in your home at least 3-4 years to cover buying and selling costs.  The real estate market can be particularly volatile, however, and dramatic swings up and down are not uncommon.
 

2)  How long the home will meet your needs.
What features do you require in a home to satisfy your lifestyle now? Five years from now? People tend to remain in homes longer than they initially intend, primarily due to the work and expense associated with moving.  Therefore it is worth considering a home with room to grow. Could the basement be turned into a den and extra bedrooms? Could the attic be turned into a master suite? Having an idea of what you’ll need will help you find a home that will satisfy you for years to come.

3)  Your financial health – your credit and home affordability.
Is now the right time financially for you to buy a home? Would you rate your financial picture as healthy? Is your credit good? While you can always find a lender to lend you money, people with poor credit tend to pay far more to borrow.

Some say that you should refrain from borrowing as much as you qualify for because it is wiser not to stretch your financial boundaries. The other school of thought says you should stretch to buy as much home as you can afford, because with regular pay raises and increased earning potential, the big payment today will seem like less of a payment tomorrow. It is, however, important to stay within your comfort zone.  Purchasing a house involves many up-front and ongoing costs, and the stress of worrying about those costs often outweighs the satisfaction that may come from owning a slightly nicer home.
To determine how much home you can afford, talk to a lender or go online and use a home affordability calculator. Good calculators will give you a range of what you may qualify for. Then call a lender. While some may say that the “28/36″ rule applies, in today’s home mortgage market, lenders are making loans customized to a particular person’s situation.

The “28/36″ rule means that your monthly housing costs can’t exceed 28 percent of your income and your total debt load can’t exceed 36 percent of your total monthly income. Depending on your assets, credit history, job potential, and other factors, lenders can push the ratios up to 40-60% or higher. While we’re not advocating you purchase a home utilizing the higher ratios, it’s important for you to know your options.

4)  Where the money for the transaction will come from.
Typically, homebuyers will need some money for a down payment and closing costs. However, with today’s broad range of loan options, having a lot of money saved for a down payment is not always necessary – if you can prove that you are a good financial risk for a lender. If your credit isn’t stellar but you have managed to save 10-20% for a down payment, you will still appear to be a very good financial risk to a lender. High-ratio mortgages can be a good option for those who haven’t managed to save a large chunk of money (who has?), but naturally, these have additional costs associated with them.

5)  The ongoing costs of home ownership.
Maintenance, improvements, taxes, and insurance are all costs that are added to a monthly house payment. If you buy a condominium or townhouse, a monthly homeowner’s association or maintenance fee will be required. If these additional costs are a concern, you can make choices to lower or avoid these fees. Be sure to make your Realtor® and your lender aware of your desire to limit these costs.

If you are still unsure if you should buy a home after making these considerations, you may want to consult with an accountant or financial planner to help you assess how a home purchase fits into your overall financial goals.

Did you find this article helpful?  Let us know!

[polldaddy poll=1789613]

Start uga_in_feed Ending uga_in_feed: Start uga_track_user Start uga_get_option: ignore_users uga_options: array ( 'internal_domains' => 'www.residencesmanila.com,residencesmanila.com', 'account_id' => 'UA-10079915-3', 'enable_tracker' => true, 'track_adm_pages' => true, 'ignore_users' => true, 'max_user_level' => '8', 'footer_hooked' => true, 'filter_content' => true, 'filter_comments' => true, 'filter_comment_authors' => true, 'track_ext_links' => true, 'prefix_ext_links' => '/outgoing/', 'track_files' => true, 'prefix_file_links' => '/downloads/', 'track_extensions' => 'gif,jpg,jpeg,bmp,png,pdf,mp3,wav,phps,zip,gz,tar,rar,jar,exe,pps,ppt,xls,doc', 'track_mail_links' => true, 'prefix_mail_links' => '/mailto/', 'debug' => true, 'check_updates' => true, 'version_sent' => '1.6.0', 'advanced_config' => false, ) Ending uga_get_option: ignore_users (1) Start uga_get_option: max_user_level uga_options: array ( 'internal_domains' => 'www.residencesmanila.com,residencesmanila.com', 'account_id' => 'UA-10079915-3', 'enable_tracker' => true, 'track_adm_pages' => true, 'ignore_users' => true, 'max_user_level' => '8', 'footer_hooked' => true, 'filter_content' => true, 'filter_comments' => true, 'filter_comment_authors' => true, 'track_ext_links' => true, 'prefix_ext_links' => '/outgoing/', 'track_files' => true, 'prefix_file_links' => '/downloads/', 'track_extensions' => 'gif,jpg,jpeg,bmp,png,pdf,mp3,wav,phps,zip,gz,tar,rar,jar,exe,pps,ppt,xls,doc', 'track_mail_links' => true, 'prefix_mail_links' => '/mailto/', 'debug' => true, 'check_updates' => true, 'version_sent' => '1.6.0', 'advanced_config' => false, ) Ending uga_get_option: max_user_level (8) Tracking user with level 0 Ending uga_track_user: 1 Calling preg_replace_callback: ]*?)href\s*=\s*['"](.*?)['"]([^>]*)>(.*?) 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Ending uga_filter:

Some sound advice from  Point 2 Homes‘  information archive on buying your first home:

 
With interest rates relatively stable and special rate discounts available to overseas-based Filipino workers (OFW), many renters are starting to think about purchasing a home of their own. While simple rental cost vs. mortgage cost comparisons can be very attractive, buying a home is a serious commitment, and there are many factors to consider:
1)  How long you plan to live in the home.
Selling a home costs money.  If you potentially may have to move in the short term, the value of your home may not have appreciated enough to cover the costs of buying and selling.

The length of time that it will take to cover those costs depends on various economic factors. Average appreciation tends to sit at around 5% per year. In this case, you should plan to stay in your home at least 3-4 years to cover buying and selling costs.  The real estate market can be particularly volatile, however, and dramatic swings up and down are not uncommon.
 

2)  How long the home will meet your needs.
What features do you require in a home to satisfy your lifestyle now? Five years from now? People tend to remain in homes longer than they initially intend, primarily due to the work and expense associated with moving.  Therefore it is worth considering a home with room to grow. Could the basement be turned into a den and extra bedrooms? Could the attic be turned into a master suite? Having an idea of what you’ll need will help you find a home that will satisfy you for years to come.

3)  Your financial health – your credit and home affordability.
Is now the right time financially for you to buy a home? Would you rate your financial picture as healthy? Is your credit good? While you can always find a lender to lend you money, people with poor credit tend to pay far more to borrow.

Some say that you should refrain from borrowing as much as you qualify for because it is wiser not to stretch your financial boundaries. The other school of thought says you should stretch to buy as much home as you can afford, because with regular pay raises and increased earning potential, the big payment today will seem like less of a payment tomorrow. It is, however, important to stay within your comfort zone.  Purchasing a house involves many up-front and ongoing costs, and the stress of worrying about those costs often outweighs the satisfaction that may come from owning a slightly nicer home.
To determine how much home you can afford, talk to a lender or go online and use a home affordability calculator. Good calculators will give you a range of what you may qualify for. Then call a lender. While some may say that the “28/36″ rule applies, in today’s home mortgage market, lenders are making loans customized to a particular person’s situation.

The “28/36″ rule means that your monthly housing costs can’t exceed 28 percent of your income and your total debt load can’t exceed 36 percent of your total monthly income. Depending on your assets, credit history, job potential, and other factors, lenders can push the ratios up to 40-60% or higher. While we’re not advocating you purchase a home utilizing the higher ratios, it’s important for you to know your options.

4)  Where the money for the transaction will come from.
Typically, homebuyers will need some money for a down payment and closing costs. However, with today’s broad range of loan options, having a lot of money saved for a down payment is not always necessary – if you can prove that you are a good financial risk for a lender. If your credit isn’t stellar but you have managed to save 10-20% for a down payment, you will still appear to be a very good financial risk to a lender. High-ratio mortgages can be a good option for those who haven’t managed to save a large chunk of money (who has?), but naturally, these have additional costs associated with them.

5)  The ongoing costs of home ownership.
Maintenance, improvements, taxes, and insurance are all costs that are added to a monthly house payment. If you buy a condominium or townhouse, a monthly homeowner’s association or maintenance fee will be required. If these additional costs are a concern, you can make choices to lower or avoid these fees. Be sure to make your Realtor® and your lender aware of your desire to limit these costs.

If you are still unsure if you should buy a home after making these considerations, you may want to consult with an accountant or financial planner to help you assess how a home purchase fits into your overall financial goals.

Did you find this article helpful?  Let us know!

[polldaddy poll=1789613]

Start uga_filter:

Some sound advice from  Point 2 Homes‘  information archive on buying your first home:   With interest rates relatively stable and special rate discounts available to overseas-based Filipino workers (OFW), many renters are starting to think about purchasing a home of their own. While simple rental cost…

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Some sound advice from  Point 2 Homes‘  information archive on buying your first home:   With interest rates relatively stable and special rate discounts available to overseas-based Filipino workers (OFW), many renters are starting to think about purchasing a home of their own. While simple rental cost…

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